Privacy Policy
Effective Date: September 10, 2026
Day to Day Finance (“Day to Day Finance,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal and business information entrusted to us.
This Privacy Policy explains how we collect, use, disclose, retain, and protect information when you visit our website, communicate with us, or use our bookkeeping, accounting support, financial management, and related services.
Day to Day Finance is based in Nova Scotia, Canada, and this Privacy Policy is intended to reflect our obligations under applicable Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) where applicable.
1. Information We Collect
Depending on how you interact with Day to Day Finance, we may collect information such as:
Contact and Identification Information
- Name
- Business name
- Email address
- Mailing or business address
- Telephone or mobile number
- Job title or role
- Information you provide when contacting us or requesting services
Financial and Business Information
As a bookkeeping and financial management service, we may receive information necessary to provide our services, including:
- Banking and financial account information
- Transaction and expense records
- Invoices and receipts
- Payroll information
- Tax-related information
- Business financial statements
- Accounts payable and accounts receivable information
- Employee or contractor information provided by our clients
- Accounting records and supporting documentation
- Other financial or business information necessary to perform the services requested by you
We only collect information that is reasonably necessary for the purposes described in this Privacy Policy or otherwise communicated to you.
Website and Technical Information
When you visit our website, certain information may be collected automatically, including:
- IP address
- Browser type and version
- Device type
- Operating system
- Pages visited
- Date and time of visits
- Referring website or source
- General website usage and analytics information
This information may be collected through cookies, analytics tools, or similar technologies.
2. How We Use Your Information
We may use personal and business information to:
- Provide bookkeeping, financial management, and related services
- Set up and administer client accounts
- Communicate with you about your account or services
- Prepare, maintain, and manage financial records
- Process invoices and payments
- Respond to inquiries and requests
- Schedule consultations or meetings
- Improve our services and website
- Maintain business and client records
- Meet legal, regulatory, accounting, and contractual obligations
- Protect our business, clients, systems, and information from fraud, unauthorized access, or other security threats
- Send service-related communications
- Send marketing or promotional communications where permitted and where appropriate consent has been obtained
We will not use personal information for purposes that are incompatible with the purposes for which it was collected without obtaining additional consent, unless permitted or required by law.
3. Consent
Where required by law, Day to Day Finance will obtain your consent before collecting, using, or disclosing your personal information.
By voluntarily providing information to us, you consent to its collection, use, and disclosure for the purposes identified at the time of collection and described in this Privacy Policy.
You may withdraw your consent to certain uses of your personal information at any time, subject to legal, contractual, or other reasonable restrictions. Withdrawal of consent may affect our ability to provide certain services to you.
Where information is necessary for us to provide a service you have requested, withdrawing consent to the collection or use of that information may prevent us from providing that service.
4. Disclosure of Information
Day to Day Finance does not sell, rent, or trade your personal information.
We may disclose information to third parties when reasonably necessary to provide our services or operate our business. These third parties may include:
- Accounting, bookkeeping, payroll, and financial software providers
- Cloud storage and document-management providers
- Payment processors and financial institutions
- Information technology and security providers
- Website hosting, analytics, and communications providers
- Professional advisors, such as lawyers, accountants, or insurers
- Contractors or service providers working on our behalf
- Government authorities, regulators, or other parties where required or permitted by law
Where third-party service providers have access to personal information, we take reasonable steps to ensure that the information is handled appropriately and protected against unauthorized access, use, or disclosure.
Mobile and Text Messaging Information
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Text messaging information and consent will only be used for the purposes for which you provided your consent, such as communicating with you through an SMS program you have opted into.
5. Client Financial Information
Because Day to Day Finance provides bookkeeping and financial management services, we may have access to highly sensitive financial information belonging to our clients and, in some cases, their employees, customers, contractors, or other business contacts.
We use such information only to provide the services requested by our clients, fulfill our contractual obligations, maintain appropriate business records, and comply with applicable legal requirements.
We do not use client financial information for unrelated marketing or promotional purposes.
Clients remain responsible for ensuring that they have the appropriate authority or consent to provide personal information belonging to their employees, customers, contractors, or other individuals to Day to Day Finance.
6. Cookies and Website Analytics
Our website may use cookies and similar technologies to improve functionality, understand website usage, and help us improve our online presence.
Analytics information may include information about how visitors interact with our website, such as pages viewed, approximate geographic location, device type, and referral source.
You may be able to disable or restrict cookies through your web browser. Doing so may affect certain website functionality.
7. Communications and Marketing
We may communicate with you by email, telephone, SMS, or other communication methods regarding:
- Services you have requested
- Your client account
- Appointments or consultations
- Invoices and payments
- Important service-related information
- Other communications for which you have provided consent
Where required by applicable law, marketing communications will be sent only with appropriate consent.
You can unsubscribe from marketing emails at any time by using the unsubscribe mechanism provided in the communication or by contacting us directly.
For SMS communications, you may opt out by following the instructions provided in the applicable messaging program.
8. How We Protect Your Information
Day to Day Finance takes reasonable administrative, technical, and physical safeguards to protect personal and business information against:
- Unauthorized access
- Loss or theft
- Unauthorized disclosure
- Improper use
- Modification
- Destruction
The safeguards we use may include access controls, password protection, secure software platforms, authentication measures, employee or contractor confidentiality obligations, and other security practices appropriate to the sensitivity of the information.
No method of transmitting or storing information electronically is completely secure. While we take reasonable steps to protect your information, we cannot guarantee absolute security.
9. Retention of Information
We retain personal and business information only for as long as reasonably necessary to fulfill the purposes for which it was collected, provide our services, maintain appropriate business and financial records, resolve disputes, enforce agreements, and comply with applicable legal, accounting, tax, and regulatory requirements.
When information is no longer required, we take reasonable steps to securely dispose of or anonymize it.
10. Third-Party Services and Websites
Our website and services may contain links to websites, applications, or services operated by third parties.
Those third parties have their own privacy policies and practices. Day to Day Finance is not responsible for the privacy practices, security, or content of third-party websites or services.
We encourage you to review the privacy policies of any third-party service before providing personal information to them.
11. Accessing and Correcting Your Information
You may request access to personal information that Day to Day Finance holds about you, subject to applicable legal exceptions.
You may also request that inaccurate or incomplete information be corrected or updated.
To make an access or correction request, please contact our Privacy Officer using the contact information below.
We may need to verify your identity before providing access to personal information or making changes to your information.
12. Privacy Concerns and Complaints
If you have a question, concern, or complaint about how Day to Day Finance handles your personal information, we encourage you to contact us first so that we can investigate and attempt to resolve the matter.
We will review privacy complaints and respond within a reasonable period of time.
If you are not satisfied with our response, you may have the right to contact the Office of the Privacy Commissioner of Canada or another applicable privacy regulator.
13. Changes to This Privacy Policy
Day to Day Finance may update this Privacy Policy from time to time to reflect changes to our services, technology, business practices, or applicable privacy requirements.
When we make changes, we will update the “Effective Date” at the top of this policy. We encourage you to periodically review this page to remain informed about how we handle personal information.
14. Contact Us
If you have questions about this Privacy Policy, wish to request access to or correction of your personal information, or have a privacy concern, please contact:
Day to Day Finance
Nova Scotia, Canada
Privacy Contact: Alison Giovannetti
Email: admin@daytodayfinance.ca
Phone: (902) 906-9691
Website: www.daytoday.finance
We are committed to responding to privacy inquiries and requests in a timely and reasonable manner.